Terms and Conditions

  • Last update: October 22, 2015

    The purpose of this website is to communicate with students regarding health insurance plans offered by their plan sponsors through LifeWise Assurance Company (“LifeWise”).  All content provided on and through this website is for online enrollment purposes only and is not medical advice, legal advice or any other advice on specific facts and circumstances. Please note that changes are periodically made to this website and may be made at any time without notice.
    By accessing this website, you unconditionally agree to accept these Terms of Use and Privacy Statement. If you do not agree to these Terms of Use and Privacy Statement, please do not access this website.
    We reserve the right to change these Terms of Use from time to time. Any changes will take effect upon posting to this website. Your continued use of this website following such posts will constitute your acceptance of such changes.

    Use Guidelines

    The contents of this website and materials we may provide via communications with you are protected by copyright, and any unauthorized use may violate copyright, trademark, and other laws. You are authorized to view and download such material solely for your own non-commercial use, provided that you must keep all copyright and other proprietary notices on any copies you make. You may not sell or modify the material or otherwise use it for any public or commercial purpose. You acknowledge that you do not acquire any ownership rights by downloading or receiving copyrighted material.
    You agree not to (i) upload or distribute Internet viruses, worms, Trojan horses, corrupted files, or any other software or programs that may damage the operation of another entity's computer or system, use any robot, spider or other intelligent agent to copy content from this site, extract any portion of it or otherwise disrupt or interfere with the ability of others to use the website or (ii) use this website for any illegal purpose.

    DISCLAIMER OF WARRANTIES

    LIFEWISE MAKES NO REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL PROVIDED ON OR MADE AVAILABLE THROUGH THIS WEBSITE. THIS WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT WARRANTY OF ANY KIND. WE DO NOT MAKE AND HEREBY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, ARISING BY LAW OR OTHERWISE, REGARDING THE WEBSITE AND ASSOCIATED CONTENT. WE CANNOT GUARANTEE THAT MATERIAL ACCESSIBLE FROM THIS WEBSITE IS FREE OF VIRUSES OR OTHER MALICIOUS CODE AND WE DO NOT ACCEPT ANY RESPONSIBILITY FOR ANY DAMAGE OR LOSS CAUSED BY ANY SUCH CODE. WITHOUT LIMITING THE FOREGOING, WE SPECIFICALLY DISCLAIM ANY REPRESENTATION OR WARRANTY THAT USE OF THE WEBSITE WILL MEET YOUR REQUIREMENTS OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.

    EXCLUSION OF LIABILITY

    IN NO EVENT SHALL LIFEWISE OR IT’S AFFILIATES BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, SPECIAL, INDIRECT, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) ARISING FROM YOUR USE OR INABILITY TO USE THE WEBSITE, OR FROM MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE USE OF THE WEBSITE IS AT YOUR OWN RISK.

    Termination

    We may terminate or limit your access or usage of this website and the material at any time without notice.

    Governing Law

    These Terms of Use shall be governed by and construed in accordance with the laws of the State of Washington.

    Privacy Statement

    The LifeWise Assurance Company Notice of Privacy Practices for Student Insurance Policies explains how your personal information may be collected through this website, and how LifeWise will use and disclose such information.

    How is personal information collected by this website and how does LifeWise Assurance Company use this information?

    Cookies
    Our server will specifically recognize the domain name and address of all site users. Our website transfers a text file to your computer's hard drive (known as a "cookie") for record keeping purposes. The cookie assigns a unique, random number to your computer. It does not contain information which personally identifies you. We record data on the categories or sections of our website that you have visited along with the cookie information, and may use this information for monitoring and improving the performance and content of this website, analyzing website usage and creating internal reports.

    To Whom can LifeWise Assurance Company Disclose Personal Information Collected via this Website?

    We may share your personal information collected via this website when we engage service providers and third-party agents to process personal information on our behalf. LifeWise will not otherwise disclose your personal information collected via this website to any third party, unless we are required or permitted to do so by law, including the exercise or defense of our legal rights. We may disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request or to cooperate with law enforcement and other authorities in investigating a claim of illegal activity.

    Children

    This website contains business-related content and is aimed at and designed for use by adults. We do not knowingly solicit or collect personal information from or about individuals under the age of 13 years.

    Linking to Other Sites

    This website may contain links to other sites. LifeWise is not responsible for the availability, content or privacy practices of these sites, nor does LifeWise endorse, warrant or guarantee the products, services or information described or offered on these external sites. We encourage our users to be aware when they leave our site and to read the privacy statements of other sites.

     


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    LifeWise Assurance Company complies with applicable Federal and Washington state civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, gender identity, or sexual orientation.

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